You know, as well as I do, that the economy is NOT picking up. The unemployment rate is NOT decreasing. Business is NOT booming. Regardless of what you may read in the papers, you know what I do. THINGS ARE NOT GETTING BETTER.
Do Not Settle on One or the Other: Lets say that you are in your 30s; it might not be 20 or even 30 more years before you retire. If you were always contributing to your retirement account through automatic payroll deductions, go ahead and keep doing so. You have plenty of time. If you are getting close to retirement keep limiting your purchases, but focus on both debt and retirement. You can’t retire if you are in debt and you can’t retire if you don’t have money saved. Don’t stop contributing to your 401k to put money towards your debt relief quest. It will be hard, but try to focus on both at the same time.
An even better option is online payroll software. You have online experts paid to manage and update the system. All that you have to do is access it on the internet and pay and use it. Employee check direct deposit is possible so is government and regulatory compliances, payroll jobs summaries for both individuals as well as department wise, employee benefit administration, the list can be endless. If stress in the human resources department is tackled with easy solutions then not only will payroll blues get blown away but it is cost saving. Everyone gets to be happier and healthier.
That is, you have to be entitled to your car. When you take out an auto loan, you basically put your car title up in exchange for money. What’s beneficial about this option is that you still own the car, even though its title is on loan.
Credit cards make it far too easy to spend money without really thinking about it. Suddenly you have tallied up hundreds if not thousands of payroll jobs dollars in high-interest debt without ever realizing it.
Find out whether the software supplier offers any guarantee. Someone who can offer guarantee is trustworthy and will definitely make sure that their software is top-notch. Today, most companies offer free trial period to let you try out the software. You should take this opportunity and find out whether the software is suitable for your business.
Instead we are now treated to the sobering reality that unemployment has gone up to 9.7% in August. Now we can only hope it does not break the much closer barrier of 10%.
The power of leverage comes down to a mutually symbiotic relationship where everyone benefits and wins in the end. Remember this daily mantra: don’t work harder – work smarter!